When thinking about how to save money, it's helpful to look at where you're money is going. Stuff like rent or insurance is usually fixed, and there is little chance of that changing, but variables such as food and entertainment are good opportunities to get creative. For instance, I spend about $10 a day, five days a week going out to lunch. That's $200 a month, or $2400 a year just on lunch. Ouch! If I were to bring a sack lunch from home that cost 3 dollars two days a week, I'd be saving $672 a year. That's like getting a $1000 bonus!
I don't think your quality of life should always have to suffer when cutting back, the point is, that saving is pretty easy, very gratifying, and extremely effective.
I need to start making lunches, I'm gonna be rich.
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Easy ways to cut back for me included the following:
1) brown bag lunch to work
2) learning to cook for dinner
3) reducing my cell phone plan
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